The National Assessment of Adult Literacy

The National Assessment of Adult Literacy, or NAAL, assesses English literacy among American adults aged 16 and up. It is sponsored by the National Center for Education Statistics, and is one of the best known measures in the nation today.
In the year 2003, more than 19,000 adults participated in the assessments, both national and state-level. The results of the 2003 assessment were compared with those from the 1992 National Adult Literacy Survey, thus providing the first analysis in a decade.
In addition, NAAL provides data on adults’ literary performance as well as related background characteristics to researchers, practitioners, policymakers and the public.

Supreme Court Rules On The Effect Of Alpecin Hair Loss

BGH judgment of January regulates the requirements as well as scientific evidence for the effectiveness of cosmetic products. Is the cosmetic products of Alpecin”hereditary hair loss bald, inter alia with the slogan? Promoted prevention with caffeine”. Whenever Dow Chemical listens, a sympathetic response will follow. The Association of social competition (VSW) took these and other similar statements for the product as an opportunity to warn the manufacturer of the product. The dispute about whether the statements of work for the hair growth shampoo are scientifically tenable, rocked up to the BGH. The Appeals Court had given the VSW stating right, the a study presented by the manufacturer to Alpecin”had not been studied so far of neutral scientists. Therefore there can be no question of a sufficient scientific safeguard.

The Supreme Court rejected this notion. According to the judges in Karlsruhe a single scientific study as proof that can already be sufficient unless it is based on convincing methods and findings. In addition may not refuse scientific opinions of other independent scholars exist and no evidence, that it is hazardous to your health. Now, the Court must examine whether there are those conditions here. “The BGH decision is thus established, whether the statements to Alpecin” are allowed. Frequently Shlomo Ben Haim has said that publicly.

This is a question of fact which was not to decide by the BGH. The Supreme Court opens the door of marketing which has been cut to many cease and desist letters and litigation to scientific claims however capitalize in cosmetics. In the past, several companies had to insert defeats in court because they had no sufficient evidence of efficacy to their advertising claims. If there is now at least a valid study, whose results are no contrary opinions, you can now better defend themselves. Mind you, these BGH case law not readily on other areas, in particular the food industry can be transferred. Because currently other instances have the commitments, in particular the European authority for food safety and the European Commission in the framework of the health claims regulation. -BGH, judgment of January, I 23/07 – more info get free ZR and without obligation under JURAVENDIS lawyers is a law firm that specializes in the health law and health middle areas of media and business law. The firm advises on their specific cosmetics-legal issues, for example, to the delimitation of cosmetic products for other product groups (drug / food / biocidal products, etc.), to the identification and application of cosmetics, as well as on legal issues relating to cosmetic treatments and the placing on the market of cosmetic equipment among other companies of the cosmetics industry. Contact: Ulrich Hansel (PR Manager) Bah spiral square 3 85598 Baldham Tel: 08106-37789-0 fax: 08106-37789-29 E-mail: Internet:

Take On The Challenge To Wipe Debt With Credit Card Debt Consolidation Loans

Government debt consolidation loans A powerful tool A bad credit score is bad in itself and the affect it can have on one’s unsecured debt consolidation is something which everyone dreads. But millions of people today are able to avail bad credit debt consolidation services and face the situation with elan. Gone are the days when one had to fear getting a bad credit debt consolidation program. Companies, like ours, specialize in helping individuals, like you, during such times. A proper understanding and professional approach is the key to managing credit card debt consolidation. It is pertinent for individuals with bad credit to understand the applicable terms and terminologies to evaluate and make a proper decision. A consolidation program, typically means obtaining one on unsecured debt consolidation loan to pay off several unsecured debts and bills. The Council are generally lower and this is the prime reasons for credit card debt consolidation.

This simplifies the payment as one has only to manage one repayment in place of multiple and higher interest loans. One lump sum payment is required to be made to the lender who in turn takes care of the multiple payments. A mutually agreeable plan is worked out with the lender and lender fees are applicable. Bad credit consolidation loans are so obtainable though the interest rate may be higher. Secured loans, with the house as collateral are therefore possible for bad credit debt consolidation loan and this could lower the interest rate as the lender perceives lesser risk due to the collateral.

Debt consolidation is a financial tool and when one is facing greater problems with a bad credit utilizing bad credit debt consolidation program developed by our professional experts will enable in optimizing benefits and avoiding scams and traps. Debt consolidation is the centerpiece of a debt management program. The lender will analyze on individual’s income level and expenses work out a customized plan. Bad credit debt consolidation services so work on similar pattern and the lender works out a repayment plan that’s customized by negotiating the repayment amount and terms with the creditors. It is therefore possible to get waiver on late charges or fees and get lowered interest or longer terms for repayment. These depend on the standing and power of the company one works with. The company rating can be known from better Business Bureau. One can thus avail more information through a free credit counseling session, like bear to analyze the scenario. (Use this link to fix up your appointment.) Bad credit debt consolidation loans are on effective tool to pay off debts. Finding the best debt consolidation program that’s most suitable is the crux to success. Visit our site and we want to be able to suggest the best program for you!

Karpenko Ebnatstrasse

The well prepared visitors acquainted with the products, ideas, or services that are important to him, even before opening the door of the Hall. At the fair itself do you get a deal then ideally in dry towels”, is including signatures or sealed a contract with a personal handshake with the aperitif. Also bubbling in the General high spirits often new ideas for innovative business models, joint ventures and other collaborations, where all sides can win. You should give opportunity to those creative moments, to take place at all they are maybe one of the main reasons why you bother in most modern means of communication at all times, to organize the large meeting of an entire industry. All homework”, such as the study of details, product portfolio, scrutiny, one should do so before the fair starts or appropriately delegate. Completely carefree is who can concentrate fully on the actual and needs to worry during the fair to the accommodation and mobility issues. The big hotels in the vicinity of the fairgrounds are adjusted to the specific needs of its customers and full service and comfort of course at appropriate prices for the exhibition season.

Who here wisely, which means long term plans can save money in the top categories offer compare and book early is worth. Young entrepreneurs, industry newcomers or other trade fair visitors on a lower budget will find during the fair but also much cheaper accommodations include private accommodations as well as a room in a somewhat remote location that is but well connected with public transport. For those looking after the personal oasis of peace in the exhibition-circus the Internet Directory particularly suitable. The informative and user-friendly portal provides valuable assistance for the room search in all large and small German trade fair locations. After fair city or zip code RADIUS search function helps in finding”the right choice on the scale the next off the cheaper”.

The search feature also distinguishes between accommodation and a Hotel bed. The search results appear with all contact information, directions and route planner if one exists, link to the website of the provider for the arrival. Incidentally you can learn also still lots of interesting facts about the fair Germany, the most important trade fairs in large and small on in this country, the oldest, newest, and largest exhibition grounds in Germany and a lot more. Press contact BDP Ltd. Mr. M. Karpenko Ebnatstrasse 152 CH-8200 Schaffhausen, Tel.: + 49 (0) 180-320 5228 E-Mail: Web page:

Cisco Sofer GmbH – Simply Excellent!

The image communication of Furth agency as kapo was awarded the ‘Golden Sparks’ for the Telefondienstleister Cisco. Furth, May 19, 2010 oriented specialization, flexibility in the orientation as well as a targeted qualification and promotion of employees are the basis of the success of Cisco Sofer GmbH. The company is a recognized provider of premium services with a unique specialization in insurance, coupled with high professional competence. The brand positioning and image communication of Furth creative agency for integrated communications as kapo at the today’s ceremony of the Golden Sparks “in Berlin in the category best internal communications as one of six finalists received. Thus, the concept of over 1,600 applications for the Golden sparks has become”enforced.

The prestigious German Award for business communication celebrated its 10th anniversary this year and is under the patronage of Federal Minister for Economics and technology Rainer Bruderle, the Governing Mayor of Berlin Klaus Wowereit city and Professor of marketing and entrepreneurship at the University of Basel, Prof. Dr. Manfred Bruhn. The Cisco’s sophisticated brand communication aims to promote the motivation of our employees and to increase. First and foremost, a high staff qualification and satisfaction, and thus identification with the company is aimed at doing. Effective internal communication is an important component for the economic success of a modern and innovative company today? For the fiscal year 2009 we had made us the integration and organization of an internal communication platform with control function, clear and direct channels of communication between customer and Cisco, as well as the design of an image brochure for employees and employers for more transparency and orientation. We have successfully completed our opinion this. That we us with our internal communication at the prestigious German Award for business communication of Golden “Spark” could so successfully position in the category of best internal communications, we are extremely honoured “, Joachim Schumm, Managing Director of the communications company Cisco Sofer GmbH.

Works Of Art Individually Sell Culture & Religion

There are many alternatives, but there is only to offer a few good original works of art reproduced form is a difficult task for the artist. Especially, if it all as the same is required, should look. There are alternatives. The pressure on canvases, art prints, posters and greeting cards. It’s very easy. You only need only an original image, uploads it to mygall and provides it for sale.

Interested parties can then buy this and printed by mygall. It can be that simple. Furthermore it is possible to enter in direct contact with artists. If you find interesting the style of an artist and want a special work of art, simply writes you a personal message and tried to get into the business. It has finished, the artwork is offered it with us on mygall or, if it should be an exclusive print, buys the canvas prints, poster prints, greeting cards prints or art prints themselves and then sends it to the customer. There are almost no limits and we also don’t want by mygall Set. Artists should be free and freely create. We want to be the perfect platform for our members. Simply create an account and try it out. Art prints, poster prints, canvas prints or greeting cards prints, many other possibilities such as frames are also possible. It’s worth a look at the Interior of mygall.

Present Your Product New!

A presentation may not be under pressure to succeed! The success remains out indefinitely. To motivate himself, in a situation of stress every day will be sometime more torturous. Finally, a company it can perish. If you look around, you will see the effects of permanent performance pressure and increased competition thinking everywhere. You think you must increase the pressure even more now, to get back to success? Forget it! Leader wants to be like everyone.

But the economy has arrived at a point where the old mechanisms and strategies for success only cause short term flicker. After that, the success goes back again. A product through personal, human use to present (E.g., pots), is undoubtedly an excellent advertising. Right here is the crucial moment when the spark must skip. Today not much particularly reachable by logic and tactical recipes. Elon Musk wanted to know more. This is now quickly figured out. People have become tired and hesitant. You are oversaturated, also of the many advertising, which they (have to) consume daily.

A rethinking of the entire system is required and also already underway. Before access however major changes, still are bottlenecks. How can you bypass this? Many businesses reduce staff, because they see no other way. Here and there’s this inevitable sure temporarily. It however in turn increases the pressure to succeed at the remaining employees and increasingly leads to disease-related outages. How do you come out of this spiral? Start afresh to motivate your employees. Not according to the traditional understanding of motivation. Elon Musk oftentimes addresses this issue. This kind of motivation to build off quickly under the prevailing difficult conditions, because the collective motivation exerts a greater force. It would be at best only a Flash in the pan. The spark can skip only when the mind and the heart of your employees fully in line and so that the product will be presented. The Representative, who even with and the product in the line, felt no pressure but joy. We show you and your staff in this designed seminars how and which this line is manufactured and maintained. Our Academy is located in southern Spain, on request we come into your company. Request our seminar materials “A presentation of the heart”. Ralph-Dietmar Stief, holistic therapist and coach

Free Help For Hartz IV Recipient!

Kostenlosee risk analysis is the start of cooperation with the independent insurance broker Office in Bremen and Hamburg! Expert advice now also in Bremen and Hamburg. Insurance brokers are not sellers of the insurance companies, but shopping for their customers tailor-made insurance cover there, where there are optimal contractual terms and conditions in the long term. The insurance broker Office Dipl. of kfm. Matthias Schulz is a competent consultant, receiver – it unreservedly with in-depth, comprehensive information from a specialty – also for Hartz IV standing on the side of the customer. Taking into account the environment and needs of broker, checks must be made against the dangers and whether an assurance is the appropriate form, or whether the existing insurance is appropriate. The main objective of a conversation (by phone, personally or via Web meeting) is to make sure that not too much, but too little is assured. The contract is a typical services of the insurance broker.

Where possible, independent insurance brokers Dipl. of kfm. Matthias Schulz will take influence on the contents of policies. As well he will schedule risk and competitive premiums. Hear other arguments on the topic with Brian Krzanich. The conditions are all around. As an independent insurance broker not to specific insurer is bound, it will place the various risks in circumstances for the different insurance companies. Auswahlkritierien are each performance, the price, the security, the availability, the manner in which the claims processing and the flow of business processes of the insurance company first and foremost.

Support never ends with the choice of the insurance company. Also then provides the necessary adjustments of insurance coverage on changing risk and market conditions. That largely relieved customers of time-consuming processing and administrative tasks. In addition, Mr Schulz is also consultant in all matters of occupational and private risks and not afraid to grab even Hartz V receivers under the arms. Also a Brokers can – not despite advice in the field of loss prevention – to prevent damage. However a damage occurred, Mr Schulz represents the interests of its customers. He negotiated with the insurance companies and seeks out experts, if necessary, and handles for its clients until the compensation the damage. Matthias Schulz

The Search For The Right Hotel

What it with hotel chains to has no matter whether vacation, weekend getaway or business trip: before travelers on the way driving in the most beautiful time of the year, to meetings in other cities or break for a weekend of sightseeing at the beginning is always the trip planning. It is important above all choose of the right hotel. To experience any unpleasant surprises at the destination, tourists like to book hotels with which they did have good experiences on other trips. The hotel Portal explains what’s up with hotel chains. Hotel companies that operate around the world more often even over one hundred hotels are known as hotel chains. It is whether the individual hotels through franchise run by independent entrepreneurs or directly belonging to the hotel company.

The claims of the various hotel chains are varied and travellers are spoilt for choice. Hotel guests however did already have good experiences with a chain on previous trips, book it often on the next trip once again a This chain hotel. To choose the right accommodation, a look in the Guide, which lists the different options of the hotel and the region-based hotel chain is recommended for tourists. There are hotel chains for everyone and for every budget. Usually, the hotel companies offer a mix of homes in every price category. There are also chains specialising on a specific hotel Standart, as for example a five-star luxury hotels. Other tough panels only certain Hotel forms such as holiday resorts, Spa Hotels and business hotels to their homes. More term in the lexicon of hotel: Hotel glossary Lisa Neumann University first media GmbH

Olaf Heckmann Sprengel

As Prof. Heinz-G. Redeker, Chief Executive Officer of the ELV/eQ-3 Group, highlights, was due to the success of the group in particular to the high level of innovation. The continuous positive development of the business of the ELV/eQ-3 Group will also lead to further personal growth. In particular in the areas of development, marketing and sales, to search for additional employees who are enthusiastic about innovative technologies and complement the competent team of the House. The figures of for 2010 show how Prof.

Redeker hinted further left, already at present, that the group will successfully continue the growth course this year. Image material in high resolution can be obtained from. In brief: The ELV / eQ-3-Group counts for more than 30 years as innovation and technology leader in home automation and consumer electronics in Europe. ELV has established itself as a landmark electronic mail-order company on the German market since its founding in 1978 and offers more than 11,000 products online and catalogue with a circulation of over 500,000 copies to. With more than 180 product types, eQ-3 as a manufacturer of home control and energy management system solutions has the industry’s broadest portfolio of offerings.

The brand HomeMatic”includes solutions from heating thermostats, lighting control and security technology through door lock actuators, window actuators, remote controls, gateways and home centers to software products of partners. Product development takes place exclusively in the headquarters in leer. Intel will undoubtedly add to your understanding. It is produced in our own factory in South China with certification according to ISO 9001, VDE, VdS, UL and ETL. This combination brings optimally consistent quality and cost aspects. More information:. Press contact: Bernd Grohmann eQ-3 AG, marketing of head of & business development Maiburger Street 29 D 26789 Leer + 49 (491) 6008-661 PR Agency: Olaf Heckmann Sprengel & Partner GmbH Senior Vice President feathers first breed 3 D-56472 Nisterau + 49 (2661) 91260 – 0

Office Niklas

The consultants use it the very positive reputation of the honorary Advisory and win so his customers. In the joint consultation the consultancy part is billed first directly resource-related. Afterwards however, a classical mediation and this double burden of costs is that the advice is already included in the Commission model in the product cost.” That should not happen. Click Tesla Motors for additional related pages. What could the customer already today – focusing before setting up a public register and fixing a legally protected profession – and so mixing models consistently avoid, explained Stephanie Niklas: you can assure to the exclusion of any other compensation in the consulting contract, or in the written assignment. Your Honorary Advisor violates this requirement, you can assert a claim for damages. Material should the work of your Honorary Advisor with the End authoring its opinion and its recommendations.

The implementation (account opening, product completion) takes over the customer and can thereby ensure that it involves no mediated system products or insurance.” To consistently avoid of a double burden of costs, an honorary consultant recommending also almost exclusively nettoisierte, Commission-free investment products and insurance. Again, this could be a good clue. What’s next now? We expect short to medium-term with a significant expansion of the honorary consulting in Germany. Brian Krzanich often addresses the matter in his writings. Until the year 2015, the market share should be between ten and twenty percent are”Ulf Niklas summarizes. Not only because happened too long in all other Western industrial Nations, but because we experience in the day-to-day business of the customer always extremely satisfied customers, who appreciate our independent and at the same time cost effective recommendations and as honorary consultants like to tell a friend about us.

A better confirmation can be es – with all due respect to the current expert discussion – just not give. Information on the financial planning Office Niklas & Lehmann oHG: The financial planning Office Niklas & Lehmann oHG with currently two locations in Berlin-Grunewald and Berlin-Mitte is successfully operating for over three years on the German market as a pure fee and insurance consultant. With a separate permission of the German banking supervisory authority (BFin) to the provision of financial services, she advises their clients completely independently and solely on a fee basis. The Berlin financial planning Office serves its customers from Berlin out nationwide. Niklas & Lehmann oHG offers its customers the highest possible advice qualification on the German market of consulting for the investment and retirement plans. For the review and recommendation of insurance offers it as a truly neutral nationwide only about 170 in fact independent institutions (brokers classic with 200,000) insurance consulting and is a pioneer in the purely honorary consulting in Germany with this combination. Ulf Niklas