In addition, cost savings of several hundred euros when changing the insurance until 30 November possible Berlin, November 03, 2009 – that an environmentally friendly small car will be rewarded by motor insurance, now know most motorists. Not about the insurance queries all the vehicle information. Nonetheless, Micra driver must does not necessarily expect the 5 series BMW driver with a more expensive car insurance as the Nissan. Because even before the type class in the game comes, the factor beats man to beech. The personal lives of the policyholder affected more than all other circumstances in the insurance profile”the height of car insurance, insurance expert Thorsten Bohg by the independent consumer portal explains toptarif.de. According to current calculations of toptarif.de the life situation of the policyholder affect so much the amount of car insurance, that can vary the annual contribution by up to 90 percent. Pure contemplation of the vehicle type itself the price differences are small cars against Carmakers are significantly lower. Especially long accident-free driving, which manifested itself in a higher damage category will be rewarded by the insurance.
The insurers have the trend that individual risks are increasingly included in the driver”, explains Bohg. So, for example, the location of the residence, the selection of the driver circuit, annual mileage as well as professional and free have a large impact on the cost of insurance. “” “These personal characteristics, such as family ties, professional situation and place of residence in insurance language could also sense of responsibility”, resistance”and security” are. The age of the driver is of crucial importance. Therefore, necessarily, families should consider whether it is worth to take their children to the family car”, so Bohg. Can be seen, Golf IV is this from the comparison of novice and retired both owners of VW. The price difference in this case can only by age and driving experience more than 900 euro amount.
Therefore enormous savings potential in a change of tariff or the insurance opens up just young road users. Generally all policyholders benefit from an individual collection of the tariff. Who exactly fits his insurance on his life profile, can avoid cost disadvantages. Right now in the Wechselsaison, the insurance comparison brings money. When a change in a lower rate the annual cost can be reduced also by up to 60 percent”, advises Bohg. The Wechselsaison for insurance lasts until November 30, 2009. Each car holder may terminate until then his old car insurance, to move to the beginning of the year in a more favourable. Consumer portals such as toptarif.de (www.toptarif.de) or free service hotline 0800-10 30-499 can quickly and easily find out about alternatives in their region consumer and free to switch to a cheaper electricity and gas supplier. toptarif.de is the independent consumer portal of the publishing group Georg von Holtzbrinck for all common tariffs in Germany. It currently includes the categories of electricity, gas, DSL, investments, and insurance for legal protection, furniture, residential, private liability, car, keepers liability and is constantly being added and updated. The consumer can thereby with minimal free checking, whether there are cheaper rates for him, and, where appropriate, immediately change. The complete service of change of is completely free of charge for the consumer and the customer receives the original conditions of the provider, in some cases over toptarif.de in any case even additional, not available from the provider themselves bonuses and discounts. Media contact: Christina Salinas Tel.: + 49.30.2576205.28 Email: